I believe in pet insurance, do you?


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Our question this week was:

I believe all pets should have medical insurance because they get sick the same as humans. If your pet gets sick it is expensive to have it treated therefore it pays off in the end. If you love them it's well worth it. What do you think?

Mary Kramp


Hi Mary

Thanks for your email. I agree with you.

I am a believer in pet insurance. Providing good medical care for pets can be very expensive. What I tell clients is this - if it would be difficult or impossible to afford an unexpected large pet expense (such as a $2,000 or $5,000) bill AND you want the best for your pet - then I'd consider pet insurance.

I've seen many pets with medical problems receive treatment and live long happy lives that would have otherwise been euthanized due to finances. Pet insurance allows the pet owner to make the best decisions for their pet without worrying about the financial aspects. It also is satisfying to me as a veterinarian. I get to do the best I can for the pets without having to cut corners.

Thanks for your comment!

Dr. Debra

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About The Author

debra-primovic Dr. Debra Primovic

Debra A. Primovic, BSN, DVM, Editor-in-Chief, is a graduate of the Ohio State University School of Nursing and the OSU College of Veterinary Medicine. Following her veterinary medical training, Dr. Primovic practiced in general small animal practices as well as veterinary emergency practices. She was staff veterinarian at the Animal Emergency Clinic of St. Louis, Missouri, one of the busiest emergency/critical care practices in the United States as well as MedVet Columbus, winner of the AAHA Hospital of the year in 2014. She also spends time in general practice at the Granville Veterinary Clinic. Dr. Primovic divides her time among veterinary emergency and general practice, editing, writing, and updating articles for PetPlace.com, and editing and indexing for veterinary publications. She loves both dogs and cats but has had extraordinary cats in her life, all of which have died over the past couple years. Special cats in her life were Kali, Sammy, Pepper and Beanie.