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Do Veterinarians Get An Incentive for Selling or Promoting Pet Insurance

By: Dr. Debra Primovic

Read By: Pet Lovers
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Do Veterinarians Get An Incentive or Kickback for Selling or Promoting Pet Insurance?

Do veterinarians make money by recommending vet insurance? Are they really looking out for your pet's best interests or are they just looking to make a quick buck? Today I want to address the question of vets and pet insurance kickbacks and incentives.

I am a veterinarian but I also work in the pet care industry. I've been to lots of trade shows and talked to a lot of people, both inside insurance companies and outside them. And I've heard lots of concerns from clients who were concerned that their vet's recommendations weren't trustworthy.

The truth is, veterinarians don't get a kickback from pet insurance companies. There is really no incentive for them to recommend insurance in general or one brand over another. That's because vets don't make any more or less money if a client has an insurance policy-in fact, the only benefit to them is knowing that insurance might let an owner afford better care for their pet.

For example, a dog or cat may come in with a history of vomiting and sudden weight loss. A client with pet insurance may be able to authorize procedures like blood analysis and x-rays to help diagnose the problem, while owners without insurance might be reluctant to spend the money. Without insurance, an owner might opt for a less expensive treatment that addresses just the symptoms.

In short, vets do not receive incentives or "kickbacks" from pet insurance companies. The only thing vets stand to gain from recommending pet insurance is knowing that owners might be able to give the animal a higher standard of care.

I hope this has helped you understand vets, pet insurance, and incentives or kickbacks.

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