Since those crazy times, we’ve saved up a little for a rainy day and can swing a bit more financially. Opting to have a higher deductible ($500) on our pet insurance, as well as home and auto policies, allows us to save on our monthly premiums. So far, with our current “low-risk” dog (mutt, mid-sized, medium activity level, well trained), we haven’t had any catastrophes that have caused us to dip into our reserves, but the money is there now just in case.
5. How important is your pet’s care?
Many people think pet insurance is for the wealthy but this couldn’t be further from the truth. In reality, it’s for people who will go to great lengths to give their pet meaningful care and a comfortable life, even if they can’t really afford to. If you’re that person that would take out a second mortgage or cancel your vacation of a lifetime to pay for your pet’s care, pet insurance is a no-brainer. Even getting a basic policy can be a real lifesaver. Rather than waver about the “best” policy until you put it on the back burner, commit to something sooner rather than later. Your pet (and bank account) will thank you!
What’s Your Score
How did you answer the above questions? Do you want the best for your dog but have a budget or limited financial resources? To be honest – if spending $10,000 is no problem for you, pet insurance may not be right for you. If you want the best for your pet and a big expense would be difficult – then pet insurance is perfect for you. It allows you to do the best for your pet if something does happen.
When it’s all said and done, you should have a pretty good idea of where your pet falls on the risk spectrum and if pet insurance is a good fit for you.
Is Pet Insurance Right For You?
The best pet insurance offers coverage that’s broad enough for whatever care your pet needs and with enough options to get the perfect coverage for you and your pet.
As one of the first pet insurance providers in the U.S., PetPartners has been offering affordable, comprehensive pet health insurance to dogs and cats in all 50 states since 2002. Trusted as the exclusive pet insurance provider for the American Kennel Club and the Cat Fanciers’ Association, PetPartners highly customizable options allow pet owners to create a plan that fits their individual needs and budget — so you’re not paying for added coverage you don’t necessarily need or want. Visit www.PetPartners.com today to see if pet insurance is right for you and your family.”)